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Trusted Data that drives
the South African Credit Industry

A Smarter Credit Bureau

Clean, current data flowing into every credit decision you make.

MYDATA TECHNOLOGY

Credit Data

Data Integration

Risk & Identity Intelligence

Data & Analytics

Cloud-native Platform

The Bureau

SOLUTIONS

Credit Decisioning

Risk & Fraud Protection

Marketing & Outreach

Accounts & Collections

Business

Make faster, safer
credit decisions.

MyData’s business solutions span the full customer lifecycle, using advanced analytics and scoring models to enable informed decisions, reduce risk, and unlock growth.

Cara AI

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Consumer

See your credit, report free.

Access your personal credit report to understand your credit profile, track your information, and stay in control of your financial health.

23 min

Course

Assessing Talent in an AI World

How can we help you?

For Business

Make faster, safer credit decisions.

MyData’s business solutions span the full customer lifecycle, using advanced analytics and scoring models to enable
informed decisions, reduce risk, and unlock growth.

MyData Alert

Credit check complete.
Score returned in milliseconds.

For Consumers

See your credit, report free.

See your free credit report.

Access your personal credit report to understand your credit profile, check your details are correct, and stay in control of your financial health.

5 min read

Credit Education

How Your Credit Score Works

Associations and Certifications

ABOUT MYDATA

Credit intelligence, built for South Africa.

Credit intelligence, built for South Africa.

MyData is a South African credit bureau and data intelligence partner. We bring together deep credit expertise and cloud-native technology to help businesses grow with confidence.

Who we are

We exist to make credit data clearer, fairer and easier to act on. From consumer insights to fraud prevention and compliance, our team turns complex data into answers lenders can rely on, now and as markets change.

Security isn't an add-on.
It's built into every layer,
so you can decide with confidence.

Security by design

Trust is built into every layer of our platform, from the moment data arrives to the moment it's delivered.

Verified and auditable

Every event is validated and time-stamped, with full audit trails built in.

Easy integration

Plug-in APIs connect MyData to your systems with minimal disruption.

Real-time scoring

Low-latency, multi-region infrastructure returns decisions in milliseconds.

Registered & Regulated

A registered credit bureau (NCRCB40), operating under the National Credit Act.

Comprehensive Solutions

From business credit decisioning to consumer access and protection, MyData provides trusted data and solutions across the credit lifecycle.

Business Solutions

Better business decisions with trusted data, analytics and solutions to help you manage risk, protect your business and identify opportunities.

Marketing & Outreach

Reach the right customers with data-driven targeting and actionable insights.

Privacy & Data Protection

Protect sensitive information with solutions designed around responsible data management.

Application Security Services

Support secure applications with data and identity capabilities built for modern businesses.

Identity & Access Services

Verify identities and strengthen access with trusted data and intelligent verification.

RegTech and AML Compliance

Support regulatory requirements with data-driven compliance and risk solutions.

Consumer Services

Take control of your credit future with complete transparency, legal protection, and tools designed to help you build financial health.

Free Credit Report & History

Give consumers access to their credit profile and a clearer view of their financial history.

Dispute & Correct Inaccuracies

Provide a transparent process for identifying, correcting and resolving inaccurate information.

Third-Party Risk Management

Assess third-party relationships and potential risks using trusted data and insights.

Insider Risk Management

Assess third-party relationships and potential risks using trusted data and insights.

Alternative Credit Access

Support broader financial inclusion with alternative data and innovative credit insights.

Technologies

Building The Bridge Between Now And Next

We accelerate your vision by building solutions with the right mix of technologies and business process expertise to deliver practical, complete end-to-end automation solutions that harness intelligence. Our technical team excels at building and innovating, driven by a passion for achieving lasting success.

Proven. Trusted. Built for Scale.

Agentic Automation

Combines digital agents, automation, and people to autonomously solve complex problems and workflows with minimal human oversight.

Group 4 Copy 40

Artificial Intelligence (AI)

Artificial intelligence (AI) lets systems continually learn from data and identify patterns to enable smarter decisions with very little human intervention.

Group 4 Copy 40

Enterprise Content Management (ECM)

Harness the power of an ECM solution to connect your content and data to the core processes and systems that power your business.

Group 4 Copy 40
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Make every interviewer
your best interviewer.

Discover how trusted data, intelligent technology and deep credit expertise can help your business reduce risk, improve decision-making and unlock new opportunities.
Talk to us

Let’s talk about
what matters to you.

Questions, partnerships or support, we’re here to help.